MUONI
MUONI
Link your bank accounts securely, map out a custom budget, and choose from proven payoff plans like Snowball or Avalanche. Your financial advisor, powered by AI, is here to guide you.
Connect your accounts securely. Real-time transaction import makes tracking auto-sync and zero manual data-entry possible.
Set category budget limits. Gain clear visibility on remaining limits with automatic warning tags before you exceed limits.
Chat with MUONI, your personal AI financial assistant. Ask for advice on interest rates, budgeting tips, and savings plans.
Track progress on emergency funds, purchases, or travel plans. Assign target dates and colors for easy visualization.
Our platform supports both major repayment strategies. Switch below to see how each method works, or input your numbers in the simulator to see your personalized debt payment hierarchy.
Sort your debts from smallest balance to largest balance. Throw any extra cash at the smallest debt while paying the minimums on the others. When the smallest is paid, roll its entire payment into the next smallest. This method prioritizes psychological momentum through early, quick wins.
Sort your debts from highest interest rate to lowest interest rate. Throw any extra cash at the debt with the highest rate. Once it is cleared, target the next highest. This method is mathematically optimal and saves you the maximum money in interest over time.
Add your debts below to compare structures for each strategy side-by-side.
Have questions about MUONI? Fill out the form below. Guest inquiries are logged directly in our support ticket desk.